RBA Cash Rate4.35%−25bps│CPI Inflation (Annual)2.4%Within target│NSW Auction Clearance62%+4% WoW│Sydney Median House$1.52M+6.8% YoY│Western Sydney Growth+8.1%12-month│National Unemployment4.1%Stable│Melbourne Median$960K+3.2% YoY│Brisbane Median$880K+11.4% YoY│Perth Median$780K+18.6% YoY│Sydney Rental Yield3.1%+0.3%│RBA Cash Rate4.35%−25bps│CPI Inflation (Annual)2.4%Within target│NSW Auction Clearance62%+4% WoW│Sydney Median House$1.52M+6.8% YoY│Western Sydney Growth+8.1%12-month│National Unemployment4.1%Stable│Melbourne Median$960K+3.2% YoY│Brisbane Median$880K+11.4% YoY│Perth Median$780K+18.6% YoY│Sydney Rental Yield3.1%+0.3%│Source: RBA · ABS · CoreLogic · Domain — For general reference only. Not financial advice.

TOOLS

Repayment Calculator

Estimate your home loan repayments based on your purchase price, deposit, and loan term.

For general estimation purposes only. Bank rates and figures shown are indicative and may not reflect current advertised rates. This tool does not constitute financial advice. Always speak with a licensed mortgage broker or financial adviser before making borrowing decisions.

Indicative Economic Data

Indicative figures

4.35%

Cash Rate

Feb 2026

2.4%

Inflation (CPI)

Jan 2026

4.1%

Unemployment

Jan 2026

14,200

Housing Approvals

Dec 2025

1.5%

GDP Growth

Dec 2025

Rate cuts and steady population growth continue to support housing demand, while supply constraints persist across major capitals.

Mortgage Calculator

Property Price (AUD)

Deposit (AUD)

Loan Amount: $500,000

Loan Term: 30 years

Select Lender

Interest Rate: 6.49%

Monthly Repayment

$3,157

Total Loan

$500,000

Total Interest

$636,539

Total Cost

$1,136,539

LVR

83.3%

⚠ LVR over 80% — Lender's Mortgage Insurance (LMI) may apply

Estimated Purchase Costs

Stamp Duty (est. NSW)$15,625

Legal/Conveyancing Fees$2,500

Building & Pest Inspection$800

Loan Application Fee$600

Total Estimated Costs$19,525

Lender Rates